Phone: (952) 885-9088  Fax: (952) 887-2949

Welcome to KLB Financial, Inc.  KLB is well known for its delivery of customized financial planning.  Started in 1990, KLB has built its practice by focusing individually on our clients.  We believe that the purpose of financial planning is to improve the quality of life.  At KLB, you will work with a team of trained professionals whose goals are to help you define and reach your objectives.

True wealth is only in part measurable by money, the other part is intangible…it cannot be measured easily.  It is the sense of fulfillment and abundance that comes from living on purpose and the wisdom of knowing that life is really about becoming all that we are, and helping others to do the same.
Calculators

Loan Payoff

How much will it cost to pay off a loan over its lifetime?

Home Affordability

Estimate of the maximum amount of financing you can expect to get when you begin house hunting.

Mortgage Refinancing

Determine whether you should consider refinancing your mortgage.

Mortgage Acceleration

This calculator can help you determine how soon you can pay off your mortgage.

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Newsletters

HOT TOPIC: Current Economic Conditions and the Prospect for Inflation

Inflation jumped up to 3.2% in April. That’s still below the 50-year average but it may be little consolation for anyone who has been to a gas station or a grocery store recently.

Another Year, Another AMT Patch

The 2010 Tax Relief Act adjusted AMT exemption levels for 2010 and 2011 to help prevent an estimated 21 million middle-income taxpayers from being subject to the alternative minimum tax. Will Congress enact another patch for 2012?

Tips for Surviving the Estate Tax

The federal estate tax was reinstated retroactively to January 1, 2010, by the 2010 Tax Relief Act. However, the favorable provisions are scheduled to expire at the end of 2012, when estates exceeding $1 million could be subject to the federal levy.

HOT TOPIC: How to Make the Most of the Payroll Tax Cut

Have you considered what you will do with the extra 2% in take-home pay that you will receive in 2011? An extra 2% might not seem like much, but it could be an opportunity to make a difference in your financial future.

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